WuhooPoints Podcast Interview:

Do I have to get another credit card?

In today’s episode, we talk with Stephanie from Just Get Out of Town (JGOOT) and her credit card strategy. Spoiler alert, she only open at most one credit card a year. This is very contrary to our strategy which is to open new cards once we’re done with one sign-up bonus. Listen in on how she thinks through points - I definitely learned some fun nuggets.

Credit Card Tier List Summary

For new subscribers, I’ve been ranking the most popular US personal credit cards on Instagram.

  1. IHG Premier - Keeper | Follows the line of other hotel credit cards where you get a free night that is worth more than the annual fee, plus additional loyalty perks.

  2. GBank Visa Signature - Harmful | While earning 1% on gambling cash equivalents could net you money, it’s harmful because it combines a predilection for more spending with gambling.

  3. Chase British Airways - Niche | For people that fly between the US and London a lot.

  4. Chase Aer Lingus - Useless | If you want Avios, get a Chase Ink business card instead. There aren’t really other perks.

  5. Chase Iberia Plus - Useless | Same reason as above

  6. Wells Fargo Autograph Journey - Support | A decent contender for a premium travel card, but just doesn’t have enough transfer partners yet.

  7. Wells Fargo Autograph - Keeper | For a no annual fee travel card, this is really helpful.

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: American Express Business Platinum | Capital One Venture X

Sarah: American Express Gold | Capital One Venture X

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. Here we help with both the accrual of points and perks and the use of points for free travel.

About Wuhoo Group

Wuhoo Group was founded in 2022 to accent people’s lives with bespoke events and free luxury travel. We are based out of Northern Virginia and are always down to help brainstorm and develop fun ideas into plans.