We *only* got 5 credit cards this year

I think getting 3 credit cards and 2 for Sarah is still above average for most people. But for credit card churners, that’s way below average.

The main reason is that we were focusing our spend on my Hyatt cards - with our new son we knew we wouldn’t be traveling as much, but still wanted to maintain Globalist status which needs 60 qualifying night a year.

Spending $40K on the Hyatt business and $15K on the personal Hyatt gives me 26 nights, plus the 5 from automatic from the personal now gets me halfway there!

In total we earned almost half a million points from the sign-up bonuses, referrals, and spend. So that’s still pretty solid. Want your own personalized credit card plan? Submit your request here. We’ll help you optimize your set up and get the points you need.

A couple free key takeaways to learn from this year:

• Business cards are still lucrative - high bonus points and plenty of perks.

• Co-branded cards have their niche, but inks still reign supreme

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: World of Hyatt Business | Hyatt | Chase Ink Business Cash | American Express GOld

Sarah: Chase Ink Business Cash

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. We help you unlock the power of your credits cards for free luxury travel.