Now you can earn rewards on memes

If the past few years taught us anything, it’s that apparently you can slap a meme on the internet and turn it into a “currency.” Random animals, brief internet sensations, and even the president. Entire communities pile in, the founder makes a fortune, and a few weeks later everyone else is left holding the bag. Meme coin rugpulls were so 2025 though. In 2026, you should at least be getting rewards for your meme efforts.

So I’ve been working on something new. It’s called Meme Card Factory. Instead of applying for a credit card, you create one. The idea is simple. You launch a branded credit card for your followers, community, or degenerates. You name the card, you choose the rewards, you decide the annual fee, and then people can apply to your card. That’s pure profit.

Launching a card only takes about a minute. You choose the rewards you want to offer your cardholders. Options include things like a 420x Meme Multiplier, priority access to pump groups, and more. Finally you set the annual fee. Most creators seem to be landing somewhere between a $95 Community Tier, a $695 Influencer Tier, and a $5,000 Ultra Degenerate Tier.

I created my own card called The Rugpull Reserve. It carries a $5,000 annual fee and offers cardholders perks like 420x Meme Rewards, early access to future rugpulls, and not much else - totally worth the annual fee.

Now make your own!

Happy April Fool’s! Now let’s get to some more real things.

Many people ask me how I keep track of my family’s 40+ credit cards. Well I use a good old fashioned spreadsheet and my brain. It’s easy for me because I live this credit card stuff everyday. Most of you probably aren’t memorizing earn rates and obscure credit cards like me…

So if you want an app to better track your cards and their fees, credits, and perks, you can try out CardPointers who is running a 50% off sales right now. Every few months it seems like they’re releasing more perks that can help you save more and optimize your strategy. So go check out the free version or buy a subscription my link!

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: World of Hyatt Business | Capital One Venture X

Sarah: Chase Sapphire Reserve | Capital One Venture X

Did you receive this newsletter from someone? Subscribe now to stay updated of new blog posts and exclusive content.

About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. We help you unlock the power of your credits cards for free luxury travel.