Hyatt isn't always the best option

The underrated 1:2 hotel transfer play

Author

Wuhoo Group
February 18, 2026

If you’ve followed me for any amount of time, you know I default to Hyatt for two main reasons: great point redemptions and loyalty status perks.

But there’s one hotel program that doesn’t get talked about enough - most people overlook it entirely.

Not because it’s bad, but because it’s smaller, less status driven, and not as flashy.

Take a look at Choice Hotels.

From an initial search, you probably think I’m a fool - 40,000 Hyatt points to stay at a Park Hyatt vs. 40,000 Choice privilege points to stay at a mid-tier hotel in New York?

But here’s the secret sauce - Citi ThankYou points and Wells Fargo points transfer to Choice Hotels at a 1:2 ratio. That’s literally a usual 100% transfer bonus - now that 40,000 points Choice hotel is only 20,000 points.

Maybe you’re like me and you’ll stay at a Hyatt no matter what, but I know there are many of you budget travelers out there that would rather stay at a solid hotel for two nights than a luxurious hotel for just one.

In other examples, not only does the math compete with Hyatt - it can sometimes beat Hyatt’s hotel options.

I broke down 3 examples in the blog post - give it a look and see if Choice hotels is the way to go.

Weekly Credit Card Tip #50

Don’t transfer your points just because it’s a good deal, especially when there’s a transfer bonus. You want to make sure there is a redemption you want to take before locking those points into that one currency. The strength of flexible points is the flexibility - transferring without a redemption in mind destroys that flexibility.

Looking to book hotels with cash instead of points?

Make sure you’re booking through Rove to get an insane amount of miles back AND still earn towards your loyalty status and points. It’s free to join and you can start accruing valuable points.

Join rove today!

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: World of Hyatt Business | Capital One Venture X

Sarah: Matt’s World of Hyatt Business | Capital One Venture X

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. We help you unlock the power of your credits cards for free luxury travel.