All you readers likely want to get the most out of your credit cards on your spend - and 5% sounds amazing, but hard to obtain without opening new cards every month or quarter.

Sure, chasing sign-up bonuses provides 5%, 10%, or even 17.5% back on your spend, but it’s not for everyone. But you CAN maybe earn a minimum of 5% on your spend… would it be that hard?

Yes.. and no - obviously if it was so easy everyone would do it, but it may not be as hard as you might think. Read the full blog post for the details or below for the overview.

Method #1: Get the Chase Ink Business Cash to get Mastercard or Visa gift cards when they are on sale at Staples or Office Depot.

Method #2: Get a mix of credit cards that earn 5% back on various categories. Bonus hint - you can get multiples on some of these cards.

Method #3: Become a Bank of America Platinum Honors member with $100K invested/saved with them and get multiple Bank of America Customized Cash reward cards to get 5.25% back on major categories.

Method #4: Pursue some 3-4% cards like the US Bank Smartly, Robinhood Gold, and some cryptocurrency cards.

BIG CAVEAT

Please use the links to read about each method in details. Each one has different requirements, risks, and benefits. Feel free to reply to this email for some personalized credit card advice to help tighten up your strategy.

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: World of Hyatt Business | Chase Ink Business Cash | American Express Gold

Sarah: Capital One Venture X (back up)

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. We help you unlock the power of your credits cards for free luxury travel.