DON'T ONLINE SHOP

Before you activate shopping portals

Yes, it’s our typical holiday reminder to use shopping portals to get you extra cashback as you shop online this season. Except, don’t just take our word for it, take it from Matthew’s mom! You can read the guide for details, or see important steps below to maximize the money in your wallet.

  1. Use Cashbackmonitor or Getsavewise to find the best shopping portal to use for X retailer

  2. Activate the shopping portal by clicking through their link

  3. Shop as normal

  4. ???

  5. Profit by redeeming your rewards!

Credit Card Tier List Summary

For new subscribers, I’ve been ranking the most popular US personal credit cards on Instagram.

  1. Ally Everyday Cash Back - Team Cashback | An okay 3% earner on popular categories, but it is invite-only.

  2. Ally Unlimited Cash Back - Team Cashback | An okay 1.5% earner.

  3. Ally Platinum - Useless | No point in having a balance transfer card that is invite-only

  4. Upgrade Life Rewards - Team Cashback | An okay 3% earner on popular categories, but you have to pay off the card within 2 days of the statement

  5. Upgrade Cash rewards - Useless | There are just better castch all cards out there

  6. Upgrade OneCard - Harmful | A credit card / loan that is dangerous to have with its Pay Now, Pay later program.

  7. J.P. Morgan Reserve - Support | An extremely hard to get card that is very similar to the Chase Sapphire Reserve, but provide United lounge membership and amazing concierge service.

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: Capital One Business Spark Cash Plus | Citi Custom Cash | Chase Freedom

Sarah: Citi AAdvantage Platinum Select | American Express Gold | Capital One Venture X

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. Here we help with both the accrual of points and perks and the use of points for free travel.

About Wuhoo Group

Wuhoo Group was founded in 2022 to accent people’s lives with bespoke events and free luxury travel. We are based out of Northern Virginia and are always down to help brainstorm and develop fun ideas into plans.