Credit Score vs. Credit Cards

Analyzing how credit cards affect each factor of your credit score

There are so many myths, half-truths, and questions surrounding one’s credit score; how it’s calculated and for us, how credit cards can potentially affect it. In this blog post we look at the main factors of a credit score and what it could mean for you as you go along the credit card journey.

If there’s just one important rule to highlight, it’d be to set up autopay.

Setting up Auto pay is the #1 Rule

It doesn’t matter how on top of finances you are or how often you check your accounts. Life happens, whether you get busy or something worse happens, so you don’t want to miss a consequential payment that could hurt your credit score and beyond. It’s so easy to set up with every bank and you won’t ever have to worry about missing a payment.

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: World of Hyatt Business Card | American Express Gold

Sarah: Chase Ink Business Unlimited (Sarah’s) | Capital One Venture X

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. Here we help with both the accrual of points and perks and the use of points for free travel.

About Wuhoo Group

Wuhoo Group was founded in 2022 to accent people’s lives with bespoke events and free luxury travel. We are based out of Northern Virginia and are always down to help brainstorm and develop fun ideas into plans.