Best Card of Q4

No Question About It

I know I literally talked about this card two weeks ago, but the argument still stands - the Chase Ink Business Unlimited and Chase Ink Business Cash credit cards are the best cards to get for Q4 for the below reasons:

  • $0 Annual Fee

  • 90,000 bonus points after $6,000 spend (that’s a 15% return from the bonus!)

  • 0% APR for 12 months so you can take advantage of this if you’re disciplined

  • No impact to your credit score utilization

  • Each card comes with $20/month Instacart credit through December 2027. So if you get it now, that’s $540 of free groceries in 2.25 years

  • You can get multiple Inks AND yes multiples of the same copies

  • And you don’t need an LLC or corporation - you can apply for business cards as a sole proprietor (details below)

Wuhoo Group’s Picks

You probably qualify for business cards - and you don’t even know it.

Have you ever sold anything on Facebook or to a friend? Have you ever tutored or done other side gigs for cash? Have you ever even thought about starting a side hustle?

You're a business according to Chase and you qualify for Chase business credit cards.

The next step you need to take is to download this guide with step-by-step instructions on how to apply and get approved.

Weekly Credit Card Tip #32

It’s always good to spend a little bit more than the required minimum for your sign-up bonus. You never know if you need to return something or accidentally miscounted. Know that the website trackers are likely inaccurate as well - so it’s best to spend a few hundred dollars more to ensure you get that bonus.

What’s In our Wallets (Newsletter Exclusive)

Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.

Matthew: Chase Ink Business Unlimited | World of Hyatt Business | World of Hyatt

Sarah: Chase Ink Business Unlimited

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About WuhooPoints

WuhooPoints focuses on the credit card consultation side of Wuhoo Group. We help you unlock the power of your credits cards for free luxury travel.