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What to do with "Bad" Credit Cards
And the 5% bonus on groceries is back
Wuhoo Group
May 29, 2024
I’ve shared about what cards not to get, but what if you already have them? Do you keep? Cancel? Forget about it? I'll share some general guidelines in today’s blog post, but if you want a full in-depth analysis, book a time here or email me at [email protected]
My first ever credit card was a Cabela’s store credit card. Not the smartest move, and even worse, I cancelled it, losing a year out of my credit history. In the long-term though, it’s fine. Read more in the blog post to see how you can do this better.
It’s back…
If you missed it the last few times I promoted this card, don’t fear, the Freedom Flex has 5% on groceries for the first year again. Unfortunately, I don’t have a referral with this bonus, but don’t let it stop you from getting this decent promo. You can find the link here: https://creditcards.chase.com/cash-back-credit-cards/freedom/flex
Prime Visa and Amazon Visa - Harmful | It’s a trap, you can get 4-6x back on Amazon through gift cards and get valuable points instead of cash back
Delta Gold - Intro | With a $0 annual fee for the first year, it helps check out some of the perks of the other cards. However, Delta Skymiles are nicknamed “Sky Pesos” for a reason, so the points are not that useful
Our lineup for this week is below. See our rationale here just for newsletter subscribers like you.
Matthew: World of Hyatt | American Express Gold
Sarah: Chase United Quest | American Express Gold | Capital One Venture X
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About WuhooPoints
WuhooPoints focuses on the credit card consultation side of Wuhoo Group. Here we help with both the accrual of points and perks and the use of points for free travel.
About Wuhoo Group
Wuhoo Group was founded in 2022 to accent people’s lives with bespoke events and free luxury travel. We are based out of Northern Virginia and are always down to help brainstorm and develop fun ideas into plans.